• Gurgaon | Noida | Delhi | Gr. Noida
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    +91-844-726-5465, +91-798-222-5290

  • Send Mail Us
    info@ca4you.in

Business Funding

(End to End Loan Disbursement takes about 10 to 30 working days)
  • Non-Disclosure Agreement Signature
  • Understanding the Loan Requirement in Detail
  • Drafting the Business Proposal for Loan Requirement
  • Forwarding the proposal to Banks/NBFCs
  • Follow up with Banks/NBFCs
  • In Principal Approval
  • Negotiating best terms with Banks/NBFCs
  • Getting Documentation done and Loan Disbursement
  • Loan Starting At:
    Rs 50,000/- All Inclusive

How to get Business Loan?

Lot of business do not want equity funding as they do not want to dilute the shares and allow outsiders to have say on running of his business. Lot of business also finds it difficult to get equity funding as their business models are considered ‘Traditional’. Debt Funding is a great way to grow your business as it not only allows you to keep all the decision making to yourself but also ensures that there is no wastage of money.

Every business, depending on its revenue, profit margin, age has its own distinctive requirement of funds. Ca4you-business, through its subject matter experts, helps business of any size (yes, any size!) to raise loans as per distinctive requirement. Ca4you-business offers complete range of working capital as well as business loan facilities to help you manage your cash flow .


What is included in our Business Funding package?

  • Non-Disclosure Agreement Signature
  • Understanding the Loan Requirement in Detail
  • Drafting the Business Proposal for Loan Requirement
  • Forwarding the proposal to Banks/NBFCs
  • Follow up with Banks/NBFCs
  • In Principal Approval
  • Negotiating best terms with Banks/NBFCs
  • Getting Documentation done and Loan Disbursement

Procedure for Business Funding


Information Required For Business Funding Plan

  • Information about Loan Requirement
  • Information about Business Operations, Strategy etc.
  • Information asked by ca4you.in in required format
  • Balance Sheet etc. of Company
  • Financial Information like Bank Statement

Advantages of Business Loan

No Dilution of Equity at Low Valuation

Lot of start-ups gets short charged by Fund Houses where in they have to give a large pie of equity for small amount of funds. As a result, neither are they able to raise next round of funds (as they are not left with much equity) nor are they able to grow business. Hence it is better to go for Debt Funds and continue expanding the business.

Better Credit History

Like an individual, even a Company has a Credit History and if your business has taken and re-paid loans, the chances are that you will get higher amount of loans at lower rates. It is always advisable to have some amount of loan as it also inculcates financial discipline in an organization.



FAQ'S

Q. On what basis rates of debt funding is decided?

Q. Is it mandatory to sign a Non-Disclosure Agreement before talking to banks about Business Loans?

Yes, it is very important to sign Non-Disclosure Agreement before sending a business proposal as it contains business information which could be misused.

Q. What are the types of Bank Loan available?

There are many types of credit facilities and it is important for the Entrepreneur to choose the right one for his/her business, in consultation with a Financial Expert. Some of the types of Bank Loans available are Term Loans, Cash Credit Facility, Letter of Credit Facility, Corporate Loan, Loan against Property, Loan against Shares, Bank Guarantee, etc.

Q. What are some of the main factors that determine loan eligibility for Company Registration?

Some of the main factors that determine the credit eligibility of a business registration are Promoters background, business model, operational performance, infrastructure, location, collateral security offered, present financial Performance, future financial performance, credit repayment track record, external credit rating, etc., The credit decision is based on a composite of the above factors.

Q. What documents will be submitted to the Banks by a Company Registration for the loan?

The submission to the banks for a Company Registration will include a Detailed Project Report, Request Letter, Financial Statements, Business Constitution documents and other information pertaining to the credit request. In case, the bank requests for further documents or have a query, we will address the same in association with the client.

Q. Can I get a bank loan without any Collateral?

Yes, the credit guarantee fund trust for micro and small enterprises scheme provides a way for entrepreneurs to obtain a bank loan or business loan for new company registration of upto rs.1 crore without any collateral security.

Q. How long will it take to obtain sanction of bank loan?

The processing time for obtaining a bank loan is anywhere between 1 and 3 months.



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Compare Your Options

Private Limited Company

  • Suited for Start-up and growing company
  • Best suited to raise investment
  • Directors are protected from any liability
  • Few Tax Advantages
  • Perpetual Existence
  • High Statuary Compliance

Limited Liability Partnership

  • Suited for Professional Service Firms
  • Not very suited for investment
  • Directors are protected from any liability
  • Many Tax Advantages
  • Perpetual Existence
  • Low Statuary Compliance

One Person Company

  • Suited for Solo owner firms like Broker
  • Not very suited for investment
  • Director is protected from any liability
  • Few Tax Advantages
  • Perpetual Existence
  • High Statuary Compliance

Partnership Firm

  • Suited for Home Business
  • Not at all suited for investment
  • Owners are protected from any liability
  • Very Few Tax Advantages
  • No Perpetual Existence
  • Minimal Statuary Compliance

Our Clients

Our team offers best services for Company Registration, Accounting & Book Keeping. We are just a click away


  • Call Us Now

    +91-844-726-5465

    +91-798-222-5290

    Send Mail Us

    info@ca4you.in

Address

  • Gurgaon

    133, DLF City Court, Gurgaon, Hariyana

    Noida

    1st Floor, G-13, Sector 6, Noida (U.P)